Paytail is India’s fastest growing finance led commerce platform. Use this application to shop from nearby Merchant stores and also get exciting EMI options and cashback offers
Wish to finance your shopping? Use Paytail EMI
Eligible members (users) get offered instant loans via Paytail EMI - an instant line of credit offered through Paytail's partner lending institutions for your shopping.
Loan Amount: Minimum & Maximum loan amount offered through Paytail EMI are Rs. 3,000/- and Rs. 5,00,000/- respectively.
Loan tenure: Varies from 3 months to 18 months
Loan rate of interest: It starts from 18% per annum* and the maximum Annual Interest rate can go upto is 25% per annum*
NBFC Partner: Cholamandalam Investment and Finance Company Limited
*Sample Loan cost calculation*
For ₹1,00,000 loan borrowed for 1 year, with interest rate @18% per annum*, a consumer would pay:
1. Applicable fee = 0
2. Monthly payment (EMI) = INR 9168/-
3. Total Interest payable for the tenure of 1 year = INR 10,016/-
4. Total cost of the loan i.e Total amount to pay later after a year = INR 1,10,016/-
*Interest Rate varies based on user profile
For any concerns feel free to reach us at [email protected] or alternatively raise a support ticket from the app. Our team is going to make it a mission to resolve all your concerns ASAP.
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