Tamam introduces a fully new experience, with new loan products, Shariah compliance, and many new enhancements and bug fixes!. The new app is fully complaint with the central bank regulations and it offers up to 25K SAR.
1. Minimum and maximum period for repayment
a. 3 months – 18 months
2. Maximum Annual Percentage Rate (APR):
a. 87.99%
b. This is for 12 months
3. A privacy policy that comprehensively discloses the access, collection, use and sharing of personal and sensitive user data:
b. Refer https://tamam.life/privacy-policy
Personal Loan (Example)
1- A representative example of the total cost of the loan, including all applicable fees:
Loan amount: SAR 5,000
Tenure: 3 months
APR: 34.98 %
Processing Fee: SAR 50 (1% of Loan Amount)
15% VAT on Processing Fees: SAR 7.50
Total Interest: SAR 1,138
Equated Monthly Instalment (EMI): SAR 2,046
Loan amount is SAR 5,000
Disbursed amount is SAR 4,942.50 (Net after deducting Processing Fee + VAT i.e. SAR 5,000 – SAR 50 – SAR 7.50)
Total loan repayment amount is SAR 6,138
2- Loan Term: 3 to 12 Months, and maximum 18 Months.
Terms and Conditions Link:
https://tamam.life/terms-conditions
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